Dolla

Understand the dashboard

Learn what the dashboard is good at, how top actions work, and where to go when you need more detail.

What the dashboard is for

The dashboard is the quickest place to answer, "How am I tracking right now?" It pulls together high-level widgets so you do not need to open every workspace separately.

What you will usually see

  • A cash-flow view that shows where income is going at a glance.
  • Summary cards for income, expenses, savings, and net worth for the selected period.
  • Budget signals that show whether spending is on track.
  • Top actions for review, notification, recurring, and rollover work that needs attention now.
  • Net worth trend context.
  • Recent transactions for quick review.
  • Comparison widgets that highlight movement against a previous period.
  • An Insights digest card when the app has enough transaction history. Standard

members see transaction-backed findings; Premium members can also receive a short AI narration when AI Features is enabled.

How the dashboard is arranged

The dashboard is an observe-first workspace. Its filters sit with the current scope, followed by summary figures beside the Sankey cash-flow hero. Attention items and the deterministic or optional AI digest stay below that hero, followed by the supporting net worth, activity, obligation, goal, and achievement views.

Understand your savings rate

The Savings Rate card uses the same period and household filters as the rest of the Dashboard. It starts with Cash + investments + debt paydown, and remembers the last definition you selected on this device:

  • Cash is the amount left after ordinary spending, investment contributions, and verified debt principal payments.
  • Cash + investments adds investment contributions back to the saved amount.
  • Cash + investments + debt paydown also adds verified debt principal. Loan interest remains spending.

The rate divides the selected saved amount by total recorded income. Investment withdrawals and new borrowing do not count as savings. The speedometer uses four judgement bands: Negative below 0%, Low from 0% to under 10%, Healthy from 10% to under 20%, and Strong from 20% upward. Its dial is focused on -20% to 60% so those thresholds remain readable; the large percentage remains uncapped when the true result falls outside that range and only the needle pegs at the nearest end.

If no income was recorded, Dolla does not invent a rate from an average salary or a different period. Choose a longer period that includes income. If the period has income but no recognised salary payment, the rate remains available with a reminder that the selected dates may not reflect your usual pay cycle.

If Debt paydown shows payments to review, open that link and confirm each transaction's meaning, then enter or confirm the interest portion of the repayment. Until the principal-and-interest split is verified, Dolla keeps the full payment in spending and does not guess how much reduced the debt.

What the dashboard depends on

The dashboard becomes more useful after you import real transactions, set at least one budget limit, and keep your household profiles tidy. If the page feels sparse, the usual cause is missing data rather than a broken widget.

Filter behaviour

Dashboard filters sit beside the observe scope and use the same grouped category picker pattern as Reports. If you choose a parent category, Dolla expands the API scope to include the child categories underneath it so the dashboard totals, cash-flow view, and trend cards line up with the Transactions and Reports surfaces.

On a fresh visit, the Dashboard covers the calendar month containing your newest transaction plus the two preceding calendar months. A date range you previously selected in Dashboard, Budget, or Reports takes precedence and follows you between those workspaces. A date range in a copied link takes precedence over both. Choose All time in the date picker to remove date limits; Dolla keeps that choice in the URL and shared session scope until you select another range. The Last 3 months preset returns to the current data-anchored default.

When to leave the dashboard

  • Use Transactions when you need row-level detail or edits.
  • Use Budget when the issue is category performance or limits.
  • Use the Attention Centre when you want the fuller queue behind the dashboard's top actions.
  • Use Net Worth when you need account and investment detail.
  • Use Reports when you want filtered report packs, historical cash flow, tax views, or Adviser Review.
  • Use Insights when you want transaction-backed findings and their supporting evidence.
  • Use Planning when you need forecast, runway, scenario, or calendar context.